Unlock the potential of every listing
Unlock the potential of every listing
Frictionless financing to cover home sale expenses, with nothing due until closing.
Send clients here to apply:
Send clients here to apply:
Key details
Next Level is designed to take the stress out of selling a home
Key details
Next Level is designed to take the stress out of selling a home
Unsecured (no lien) personal line of credit up to $50,000
Unsecured (no lien) personal line of credit up to $50,000
No impact to credit score when applying
No impact to credit score when applying
Freedom to use any contractor or home vendor
Freedom to use any contractor or home vendor
Low interest that only accrues on what is used
Low interest that only accrues on what is used
Nothing due until closing¹
Nothing due until closing*
Plus:
• Apply in 90 seconds
• Access funds same day as approval
• No cost if you don't use it
• All home prep expenses in one place
• Works with estates, trusts, LLC's, POAs
• Use funds beyond home improvements²
(moving, storage, temp housing, marketing, etc.)
What does it cost clients?
$0
$0
origination fee +
origination fee +
8.99 - 16.99%
8.99 - 16.99%
interest
interest
Interest only accrues on funds that are used.
Interest only accrues on funds that are used.
Rate depends on creditworthiness.
Rate depends on creditworthiness.
What are the qualifications?³
• Listing Agreement in place with client
• Listing Agreement in place with client
• List price under $3M ($4M in CA, NY, and WA)
• Client has 680+ FICO (HI: 740+, IL: 800+, NC: 700+, NE: 700+, NY: 700+, TN: 740+)
• Client has sufficient equity in home
Additional eligibility criteria applies.
Additional eligibility criteria applies.
How it works
Next Level integrates seamlessly into your selling process
How it works
Next Level integrates seamlessly into your selling process
1
1
Conduct a home prep consultation
Conduct a home prep consultation
Demonstrate your value by guiding clients with specific recommendations.
Demonstrate your value by guiding clients with specific recommendations.
"Let's talk about the things that will help you get the most out of your home."
"Let's talk about the things that will help you get the most out of your home."
Things covered by Next Level:
Things covered by Next Level:
Staging
Staging
Painting
Painting
Flooring
Flooring
Cleaning
Cleaning
Inspection
Inspection
Landscaping
Landscaping
Moving
Moving
+ so much more
+ so much more
2
2
Introduce Next Level as a better way to pay for prep
Introduce Next Level as a better way to pay for prep
Provide clients a hassle-free solution to get their home ready with no upfront costs.
Provide clients a hassle-free solution to get their home ready with no upfront costs.
"With Next Level, you can get up to $50K and defer the cost until closing.”
"With Next Level, you can get up to $50K and defer the cost until closing.”
Stop asking clients to liquidate savings and stop paying for prep yourself!
Stop asking clients to liquidate savings and stop paying for prep yourself!
3
3
Have your client apply
Have your client apply
Direct your client to apply (on any device) to see what they qualify for.
Direct your client to apply (on any device) to see what they qualify for.
"Let's see what you qualify for. It only takes 90 seconds and there's no impact to your credit score."
"Let's see what you qualify for. It only takes 90 seconds and there's no impact to your credit score."
A list price is required for pre-qualification. A listing agreement is required for approval.
A list price is required for pre-qualification. A listing agreement is required for approval.
4
4
Use Next Level funds to prep the home
Use Next Level funds to prep the home
Clients have multiple convenient options for accessing their loan funds.
Clients have multiple convenient options for accessing their loan funds.
"You can pay vendors by card, cash, or check."
"You can pay vendors by card, cash, or check."
Clients can use their Home Card in-store and online.
Clients can use their Home Card in-store and online.
Clients can request a direct deposit to their bank.
Clients can request a direct deposit to their bank.
Clients can request a check be mailed directly to a vendor.
Clients can request a check be mailed directly to a vendor.
5
5
Repay easily at closing
Repay easily at closing
Detailed repayment instructions are always provided in advance.
Detailed repayment instructions are always provided in advance.
"Repaying the loan is conveniently handled through the closing process."
"Repaying the loan is conveniently handled through the closing process."
Notable is available to assist every step of the way.
Notable is available to assist every step of the way.
…
…
Frequently asked questions
Frequently asked questions
Browse the faqs to dive further into how Next Level works.
Browse the faqs to dive further into how Next Level works.
What is Next Level?
What is Next Level?
Are there any requirements for my client to use Next Level?
Are there any requirements for my client to use Next Level?
Are there any restrictions on contractors or how the loan funds are used?
Are there any restrictions on contractors or how the loan funds are used?
When is the loan due?
When is the loan due?
View more
Scenario
Typical listing
Michelle had a dream client and she wanted to help them get the most out of their home. She suggested making some basic cosmetic updates to attract buyers to her upcoming showings and drive the strongest offers for her client's home.
Invested
$15,500
Listed
$770,000
Sold
$850,000
Return
$64,500
Prep
$15,500
Touch-up and painting
$4,000
New carpet
$4,000
Hardwood refinishing
$2,500
Staging & photography
$5,000
Scenario
Prolonged listing
Clark had a listing that had been on the market longer than anticipated. To enhance its appeal, he proposed some minor repairs and cosmetic enhancements to show the property better, bring in new buyers, and generate more offers.
Listed
$430,500
Invested
$12,500
Sold
$455,000
Return
$13,000
Prep
$12,500
Landscaping
$4,000
New countertops
$4,000
New carpet
$2,500
Professional staging
$5,000
Scenario
Estates / trusts
Managing an estate sale, Liz wanted to help present the home in its best light. She suggested quick repairs and minor updates to optimize appeal and expedite the selling process. All this with no financial burden on the estate's beneficiaries.
Invested
$22,800
Listed
$1,100,000
Sold
$1,160,000
Return
$27,200
Prep
$22,800
Deep cleaning
$800
Bathroom updates
$5,000
Kitchen updates
$14,000
Staging
$3,000
Scenario
POA
Janet's client, who was acting as Power of Attorney, needed Janet's guidance on necessary home preparations. Janet facilitated the prep all while optimizing the home value, streamlining the process and giving her client the support they needed.
Invested
$11,500
Listed
$605,000
Sold
$650,000
Return
$33,500
Prep
$11,500
Touch-up and painting
$4,000
New appliances
$4,000
Interior painting
$2,500
Landscaping
$5,000
Scenario
Old construction
Roger’s market has older homes that usually need substantial updates to show well. One of his clients did not a lot of cash to make it market-ready. Leveraging the program, John recommended targeted renovations to breathe new life into the home.
Invested
$33,000
Listed
$450,000
Sold
$575,000
Return
$92,000
Prep
$33,000
Layout improvements
$4,000
Kitchen remodel
$18,000
Bathroom updates
$8,000
Landscaping
$3,000
Scenario
Typical listing
Michelle had a dream client and she wanted to help them get the most out of their home. She suggested making some basic cosmetic updates to attract buyers to her upcoming showings and drive the strongest offers for her client's home.
Invested
$15,500
Listed
$770,000
Sold
$850,000
Return
$64,500
Prep
$15,500
Touch-up and painting
$4,000
New carpet
$4,000
Hardwood refinishing
$2,500
Staging & photography
$5,000
Scenario
Prolonged listing
Clark had a listing that had been on the market longer than anticipated. To enhance its appeal, he proposed some minor repairs and cosmetic enhancements to show the property better, bring in new buyers, and generate more offers.
Listed
$430,500
Invested
$12,500
Sold
$455,000
Return
$13,000
Prep
$12,500
Landscaping
$4,000
New countertops
$4,000
New carpet
$2,500
Professional staging
$5,000
Scenario
Estates / trusts
Managing an estate sale, Liz wanted to help present the home in its best light. She suggested quick repairs and minor updates to optimize appeal and expedite the selling process. All this with no financial burden on the estate's beneficiaries.
Invested
$22,800
Listed
$1,100,000
Sold
$1,160,000
Return
$27,200
Prep
$22,800
Deep cleaning
$800
Bathroom updates
$5,000
Kitchen updates
$14,000
Staging
$3,000
Scenario
POA
Janet's client, who was acting as Power of Attorney, needed Janet's guidance on necessary home preparations. Janet facilitated the prep all while optimizing the home value, streamlining the process and giving her client the support they needed.
Invested
$11,500
Listed
$605,000
Sold
$650,000
Return
$33,500
Prep
$11,500
Touch-up and painting
$4,000
New appliances
$4,000
Interior painting
$2,500
Landscaping
$5,000
Scenario
Old construction
Roger’s market has older homes that usually need substantial updates to show well. One of his clients did not a lot of cash to make it market-ready. Leveraging the program, John recommended targeted renovations to breathe new life into the home.
Invested
$33,000
Listed
$450,000
Sold
$575,000
Return
$92,000
Prep
$33,000
Layout improvements
$4,000
Kitchen remodel
$18,000
Bathroom updates
$8,000
Landscaping
$3,000
Scenario
Typical listing
Michelle had a dream client and she wanted to help them get the most out of their home. She suggested making some basic cosmetic updates to attract buyers to her upcoming showings and drive the strongest offers for her client's home.
Invested
$15,500
Listed
$770,000
Sold
$850,000
Return
$64,500
Prep
$15,500
Touch-up and painting
$4,000
New carpet
$4,000
Hardwood refinishing
$2,500
Staging & photography
$5,000
Scenario
Prolonged listing
Clark had a listing that had been on the market longer than anticipated. To enhance its appeal, he proposed some minor repairs and cosmetic enhancements to show the property better, bring in new buyers, and generate more offers.
Listed
$430,500
Invested
$12,500
Sold
$455,000
Return
$13,000
Prep
$12,500
Landscaping
$4,000
New countertops
$4,000
New carpet
$2,500
Professional staging
$5,000
Scenario
Estates / trusts
Managing an estate sale, Liz wanted to help present the home in its best light. She suggested quick repairs and minor updates to optimize appeal and expedite the selling process. All this with no financial burden on the estate's beneficiaries.
Invested
$22,800
Listed
$1,100,000
Sold
$1,160,000
Return
$27,200
Prep
$22,800
Deep cleaning
$800
Bathroom updates
$5,000
Kitchen updates
$14,000
Staging
$3,000
Scenario
POA
Janet's client, who was acting as Power of Attorney, needed Janet's guidance on necessary home preparations. Janet facilitated the prep all while optimizing the home value, streamlining the process and giving her client the support they needed.
Invested
$11,500
Listed
$605,000
Sold
$650,000
Return
$33,500
Prep
$11,500
Touch-up and painting
$4,000
New appliances
$4,000
Interior painting
$2,500
Landscaping
$5,000
Scenario
Old construction
Roger’s market has older homes that usually need substantial updates to show well. One of his clients did not a lot of cash to make it market-ready. Leveraging the program, John recommended targeted renovations to breathe new life into the home.
Invested
$33,000
Listed
$450,000
Sold
$575,000
Return
$92,000
Prep
$33,000
Layout improvements
$4,000
Kitchen remodel
$18,000
Bathroom updates
$8,000
Landscaping
$3,000
Scenario
Typical listing
Michelle had a dream client and she wanted to help them get the most out of their home. She suggested making some basic cosmetic updates to attract buyers to her upcoming showings and drive the strongest offers for her client's home.
Invested
$15,500
Listed
$770,000
Sold
$850,000
Return
$64,500
Prep
$15,500
Touch-up and painting
$4,000
New carpet
$4,000
Hardwood refinishing
$2,500
Staging & photography
$5,000
Scenario
Prolonged listing
Clark had a listing that had been on the market longer than anticipated. To enhance its appeal, he proposed some minor repairs and cosmetic enhancements to show the property better, bring in new buyers, and generate more offers.
Listed
$430,500
Invested
$12,500
Sold
$455,000
Return
$13,000
Prep
$12,500
Landscaping
$4,000
New countertops
$4,000
New carpet
$2,500
Professional staging
$5,000
Scenario
Estates / trusts
Managing an estate sale, Liz wanted to help present the home in its best light. She suggested quick repairs and minor updates to optimize appeal and expedite the selling process. All this with no financial burden on the estate's beneficiaries.
Invested
$22,800
Listed
$1,100,000
Sold
$1,160,000
Return
$27,200
Prep
$22,800
Deep cleaning
$800
Bathroom updates
$5,000
Kitchen updates
$14,000
Staging
$3,000
Scenario
POA
Janet's client, who was acting as Power of Attorney, needed Janet's guidance on necessary home preparations. Janet facilitated the prep all while optimizing the home value, streamlining the process and giving her client the support they needed.
Invested
$11,500
Listed
$605,000
Sold
$650,000
Return
$33,500
Prep
$11,500
Touch-up and painting
$4,000
New appliances
$4,000
Interior painting
$2,500
Landscaping
$5,000
Scenario
Old construction
Roger’s market has older homes that usually need substantial updates to show well. One of his clients did not a lot of cash to make it market-ready. Leveraging the program, John recommended targeted renovations to breathe new life into the home.
Invested
$33,000
Listed
$450,000
Sold
$575,000
Return
$92,000
Prep
$33,000
Layout improvements
$4,000
Kitchen remodel
$18,000
Bathroom updates
$8,000
Landscaping
$3,000
Scenario
Typical listing
Michelle had a dream client and she wanted to help them get the most out of their home. She suggested making some basic cosmetic updates to attract buyers to her upcoming showings and drive the strongest offers for her client's home.
Invested
$15,500
Listed
$770,000
Sold
$850,000
Return
$64,500
Prep
$15,500
Touch-up and painting
$4,000
New carpet
$4,000
Hardwood refinishing
$2,500
Staging & photography
$5,000
Scenario
Prolonged listing
Clark had a listing that had been on the market longer than anticipated. To enhance its appeal, he proposed some minor repairs and cosmetic enhancements to show the property better, bring in new buyers, and generate more offers.
Listed
$430,500
Invested
$12,500
Sold
$455,000
Return
$13,000
Prep
$12,500
Landscaping
$4,000
New countertops
$4,000
New carpet
$2,500
Professional staging
$5,000
Scenario
Estates / trusts
Managing an estate sale, Liz wanted to help present the home in its best light. She suggested quick repairs and minor updates to optimize appeal and expedite the selling process. All this with no financial burden on the estate's beneficiaries.
Invested
$22,800
Listed
$1,100,000
Sold
$1,160,000
Return
$27,200
Prep
$22,800
Deep cleaning
$800
Bathroom updates
$5,000
Kitchen updates
$14,000
Staging
$3,000
Scenario
POA
Janet's client, who was acting as Power of Attorney, needed Janet's guidance on necessary home preparations. Janet facilitated the prep all while optimizing the home value, streamlining the process and giving her client the support they needed.
Invested
$11,500
Listed
$605,000
Sold
$650,000
Return
$33,500
Prep
$11,500
Touch-up and painting
$4,000
New appliances
$4,000
Interior painting
$2,500
Landscaping
$5,000
Scenario
Old construction
Roger’s market has older homes that usually need substantial updates to show well. One of his clients did not a lot of cash to make it market-ready. Leveraging the program, John recommended targeted renovations to breathe new life into the home.
Invested
$33,000
Listed
$450,000
Sold
$575,000
Return
$92,000
Prep
$33,000
Layout improvements
$4,000
Kitchen remodel
$18,000
Bathroom updates
$8,000
Landscaping
$3,000
Scenario
Typical listing
Michelle had a dream client and she wanted to help them get the most out of their home. She suggested making some basic cosmetic updates to attract buyers to her upcoming showings and drive the strongest offers for her client's home.
Invested
$15,500
Listed
$770,000
Sold
$850,000
Return
$64,500
Prep
$15,500
Touch-up and painting
$4,000
New carpet
$4,000
Hardwood refinishing
$2,500
Staging & photography
$5,000
Scenario
Prolonged listing
Clark had a listing that had been on the market longer than anticipated. To enhance its appeal, he proposed some minor repairs and cosmetic enhancements to show the property better, bring in new buyers, and generate more offers.
Listed
$430,500
Invested
$12,500
Sold
$455,000
Return
$13,000
Prep
$12,500
Landscaping
$4,000
New countertops
$4,000
New carpet
$2,500
Professional staging
$5,000
Scenario
Estates / trusts
Managing an estate sale, Liz wanted to help present the home in its best light. She suggested quick repairs and minor updates to optimize appeal and expedite the selling process. All this with no financial burden on the estate's beneficiaries.
Invested
$22,800
Listed
$1,100,000
Sold
$1,160,000
Return
$27,200
Prep
$22,800
Deep cleaning
$800
Bathroom updates
$5,000
Kitchen updates
$14,000
Staging
$3,000
Scenario
POA
Janet's client, who was acting as Power of Attorney, needed Janet's guidance on necessary home preparations. Janet facilitated the prep all while optimizing the home value, streamlining the process and giving her client the support they needed.
Invested
$11,500
Listed
$605,000
Sold
$650,000
Return
$33,500
Prep
$11,500
Touch-up and painting
$4,000
New appliances
$4,000
Interior painting
$2,500
Landscaping
$5,000
Scenario
Old construction
Roger’s market has older homes that usually need substantial updates to show well. One of his clients did not a lot of cash to make it market-ready. Leveraging the program, John recommended targeted renovations to breathe new life into the home.
Invested
$33,000
Listed
$450,000
Sold
$575,000
Return
$92,000
Prep
$33,000
Layout improvements
$4,000
Kitchen remodel
$18,000
Bathroom updates
$8,000
Landscaping
$3,000
Scenario
Typical listing
Michelle had a dream client and she wanted to help them get the most out of their home. She suggested making some basic cosmetic updates to attract buyers to her upcoming showings and drive the strongest offers for her client's home.
Invested
$15,500
Listed
$770,000
Sold
$850,000
Return
$64,500
Prep
$15,500
Touch-up and painting
$4,000
New carpet
$4,000
Hardwood refinishing
$2,500
Staging & photography
$5,000
Scenario
Prolonged listing
Clark had a listing that had been on the market longer than anticipated. To enhance its appeal, he proposed some minor repairs and cosmetic enhancements to show the property better, bring in new buyers, and generate more offers.
Listed
$430,500
Invested
$12,500
Sold
$455,000
Return
$13,000
Prep
$12,500
Landscaping
$4,000
New countertops
$4,000
New carpet
$2,500
Professional staging
$5,000
Scenario
Estates / trusts
Managing an estate sale, Liz wanted to help present the home in its best light. She suggested quick repairs and minor updates to optimize appeal and expedite the selling process. All this with no financial burden on the estate's beneficiaries.
Invested
$22,800
Listed
$1,100,000
Sold
$1,160,000
Return
$27,200
Prep
$22,800
Deep cleaning
$800
Bathroom updates
$5,000
Kitchen updates
$14,000
Staging
$3,000
Scenario
POA
Janet's client, who was acting as Power of Attorney, needed Janet's guidance on necessary home preparations. Janet facilitated the prep all while optimizing the home value, streamlining the process and giving her client the support they needed.
Invested
$11,500
Listed
$605,000