Key details

Next Level is designed to take the stress out of selling a home

Key details

Next Level is designed to take the stress out of selling a home

Unsecured (no lien) personal line of credit up to $50,000

Unsecured (no lien) personal line of credit up to $50,000

No impact to credit score when applying

No impact to credit score when applying

Freedom to use any contractor or home vendor

Freedom to use any contractor or home vendor

Low interest that only accrues on what is used

Low interest that only accrues on what is used

Nothing due until closing¹

Nothing due until closing*

Plus:

• Apply in 90 seconds

• Access funds same day as approval

• No cost if you don't use it

• All home prep expenses in one place

• Works with estates, trusts, LLC's, POAs

• Use funds beyond home improvements²

(moving, storage, temp housing, marketing, etc.)

What does it cost clients?

$0

$0

origination fee +

origination fee +

8.99 - 16.99%

8.99 - 16.99%

interest

interest

Interest only accrues on funds that are used.

Interest only accrues on funds that are used.

Rate depends on creditworthiness.

Rate depends on creditworthiness.

What are the qualifications?³

• Listing Agreement in place with client

• Listing Agreement in place with client

• List price under $3M ($4M in CA, NY, and WA)

• Client has 680+ FICO (HI: 740+, IL: 800+, NC: 700+, NE: 700+, NY: 700+, TN: 740+)

• Client has sufficient equity in home

Additional eligibility criteria applies.

Additional eligibility criteria applies.

How it works

Next Level integrates seamlessly into your selling process

How it works

Next Level integrates seamlessly into your selling process

1

1

Conduct a home prep consultation

Conduct a home prep consultation

Demonstrate your value by guiding clients with specific recommendations.

Demonstrate your value by guiding clients with specific recommendations.

"Let's talk about the things that will help you get the most out of your home."

"Let's talk about the things that will help you get the most out of your home."

Things covered by Next Level:

Things covered by Next Level:

Staging

Staging

Painting

Painting

Flooring

Flooring

Cleaning

Cleaning

Inspection

Inspection

Landscaping

Landscaping

Moving

Moving

+ so much more

+ so much more

2

2

Introduce Next Level as a better way to pay for prep

Introduce Next Level as a better way to pay for prep

Provide clients a hassle-free solution to get their home ready with no upfront costs.

Provide clients a hassle-free solution to get their home ready with no upfront costs.

"With Next Level, you can get up to $50K and defer the cost until closing.”

"With Next Level, you can get up to $50K and defer the cost until closing.”

Stop asking clients to liquidate savings and stop paying for prep yourself!

Stop asking clients to liquidate savings and stop paying for prep yourself!

3

3

Have your client apply

Have your client apply

Direct your client to apply (on any device) to see what they qualify for.

Direct your client to apply (on any device) to see what they qualify for.

"Let's see what you qualify for. It only takes 90 seconds and there's no impact to your credit score."

"Let's see what you qualify for. It only takes 90 seconds and there's no impact to your credit score."

A list price is required for pre-qualification. A listing agreement is required for approval.

A list price is required for pre-qualification. A listing agreement is required for approval.

4

4

Use Next Level funds to prep the home

Use Next Level funds to prep the home

Clients have multiple convenient options for accessing their loan funds.

Clients have multiple convenient options for accessing their loan funds.

"You can pay vendors by card, cash, or check."

"You can pay vendors by card, cash, or check."

Clients can use their Home Card in-store and online.

Clients can use their Home Card in-store and online.

Clients can request a direct deposit to their bank.

Clients can request a direct deposit to their bank.

Clients can request a check be mailed directly to a vendor.

Clients can request a check be mailed directly to a vendor.

5

5

Repay easily at closing

Repay easily at closing

Detailed repayment instructions are always provided in advance.

Detailed repayment instructions are always provided in advance.

"Repaying the loan is conveniently handled through the closing process."

"Repaying the loan is conveniently handled through the closing process."

Notable is available to assist every step of the way.

Notable is available to assist every step of the way.

Frequently asked questions

Frequently asked questions

Browse the faqs to dive further into how Next Level works.

Browse the faqs to dive further into how Next Level works.

What is Next Level?

What is Next Level?

Are there any requirements for my client to use Next Level?

Are there any requirements for my client to use Next Level?

Are there any restrictions on contractors or how the loan funds are used?

Are there any restrictions on contractors or how the loan funds are used?

When is the loan due?

When is the loan due?

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