Key details

Vanguard Valet is designed to take the stress out of selling a home

Key details

Vanguard Valet is designed to take the stress out of selling a home

Unsecured (no lien) personal line of credit up to $50,000

Unsecured (no lien) personal line of credit up to $50,000

No impact to credit score when applying

No impact to credit score when applying

Freedom to use any contractor or home vendor

Freedom to use any contractor or home vendor

Low interest that only accrues on what is used

Low interest that only accrues on what is used

Nothing due until closing¹

Nothing due until closing*

Plus:

• Apply in 90 seconds

• Access funds same day as approval

• No cost if you don't use it

• All home prep expenses in one place

• Works with estates, trusts, LLC's, POAs

• Use funds beyond home improvements²

(moving, storage, temp housing, marketing, etc.)

What does it cost clients?

$0

$0

origination fee +

origination fee +

8.99 - 16.99%

8.99 - 16.99%

interest

interest

Interest only accrues on funds that are used.

Interest only accrues on funds that are used.

Rate depends on creditworthiness.

Rate depends on creditworthiness.

What are the qualifications?³

• Listing Agreement in place with client

• Listing Agreement in place with client

• List price under $3M ($4M in CA/WA)

• Client has a FICO Score of 680+ (700+ in AK, HI, NC, NE, NY)

• Client has sufficient equity in home

Additional eligibility criteria applies.

Additional eligibility criteria applies.

How it works

Vanguard Valet integrates seamlessly into your selling process

How it works

Vanguard Valet integrates seamlessly into your selling process

1

1

Conduct a home prep consultation

Conduct a home prep consultation

Demonstrate your value by guiding clients with specific recommendations.

Demonstrate your value by guiding clients with specific recommendations.

"Let's talk about the things that will help you get the most out of your home."

"Let's talk about the things that will help you get the most out of your home."

Things covered by Vanguard Valet:

Things covered by Vanguard Valet:

Staging

Staging

Painting

Painting

Flooring

Flooring

Cleaning

Cleaning

Inspection

Inspection

Landscaping

Landscaping

Moving

Moving

+ so much more

+ so much more

2

2

Introduce Vanguard Valet as a better way to pay for prep

Introduce Vanguard Valet as a better way to pay for prep

Provide clients a hassle-free solution to get their home ready with no upfront costs.

Provide clients a hassle-free solution to get their home ready with no upfront costs.

"With Vanguard Valet, you can get up to $50K and defer the cost until closing.”

"With Vanguard Valet, you can get up to $50K and defer the cost until closing.”

Stop asking clients to liquidate savings and stop paying for prep yourself!

Stop asking clients to liquidate savings and stop paying for prep yourself!

3

3

Have your client apply

Have your client apply

Direct your client to apply (on any device) to see what they qualify for.

Direct your client to apply (on any device) to see what they qualify for.

"Let's see what you qualify for. It only takes 90 seconds and there's no impact to your credit score."

"Let's see what you qualify for. It only takes 90 seconds and there's no impact to your credit score."

A list price is required for pre-qualification. A listing agreement is required for approval.

A list price is required for pre-qualification. A listing agreement is required for approval.

4

4

Use Vanguard Valet funds to prep the home

Use Vanguard Valet funds to prep the home

Clients have multiple convenient options for accessing their loan funds.

Clients have multiple convenient options for accessing their loan funds.

"You can pay vendors by card, cash, or check."

"You can pay vendors by card, cash, or check."

Clients can use their Home Card in-store and online.

Clients can use their Home Card in-store and online.

Clients can request a direct deposit to their bank.

Clients can request a direct deposit to their bank.

Clients can request a check be mailed directly to a vendor.

Clients can request a check be mailed directly to a vendor.

5

5

Repay easily at closing

Repay easily at closing

Detailed repayment instructions are always provided in advance.

Detailed repayment instructions are always provided in advance.

"Repaying the loan is conveniently handled through the closing process."

"Repaying the loan is conveniently handled through the closing process."

Notable is available to assist every step of the way.

Notable is available to assist every step of the way.

Frequently asked questions

Frequently asked questions

Browse the faqs to dive further into how Vanguard Valet works.

Browse the faqs to dive further into how Vanguard Valet works.

What is Vanguard Valet?

What is Vanguard Valet?

Are there any requirements for my client to use Vanguard Valet?

Are there any requirements for my client to use Vanguard Valet?

Are there any restrictions on contractors or how the loan funds are used?

Are there any restrictions on contractors or how the loan funds are used?

When is the loan due?

When is the loan due?

View more

  • Scenario

    Typical listing

    Michelle had a dream client and she wanted to help them get the most out of their home. She suggested making some basic cosmetic updates to attract buyers to her upcoming showings and drive the strongest offers for her client's home.

    Invested

    $15,500

    Listed

    $770,000

    Sold

    $850,000

    Return

    $64,500

    Prep

    $15,500

    Touch-up and painting

    $4,000

    New carpet

    $4,000

    Hardwood refinishing

    $2,500

    Staging & photography

    $5,000

  • Scenario

    Prolonged listing

    Clark had a listing that had been on the market longer than anticipated. To enhance its appeal, he proposed some minor repairs and cosmetic enhancements to show the property better, bring in new buyers, and generate more offers.

    Listed

    $430,500

    Invested

    $12,500

    Sold

    $455,000

    Return

    $13,000

    Prep

    $12,500

    Landscaping

    $4,000

    New countertops

    $4,000

    New carpet

    $2,500

    Professional staging

    $5,000

  • Scenario

    Estates / trusts

    Managing an estate sale, Liz wanted to help present the home in its best light. She suggested quick repairs and minor updates to optimize appeal and expedite the selling process. All this with no financial burden on the estate's beneficiaries.

    Invested

    $22,800

    Listed

    $1,100,000

    Sold

    $1,160,000

    Return

    $27,200

    Prep

    $22,800

    Deep cleaning

    $800

    Bathroom updates

    $5,000

    Kitchen updates

    $14,000

    Staging

    $3,000

  • Scenario

    POA

    Janet's client, who was acting as Power of Attorney, needed Janet's guidance on necessary home preparations. Janet facilitated the prep all while optimizing the home value, streamlining the process and giving her client the support they needed.

    Invested

    $11,500

    Listed

    $605,000

    Sold

    $650,000

    Return

    $33,500

    Prep

    $11,500

    Touch-up and painting

    $4,000

    New appliances

    $4,000

    Interior painting

    $2,500

    Landscaping

    $5,000

  • Scenario

    Old construction

    Roger’s market has older homes that usually need substantial updates to show well. One of his clients did not a lot of cash to make it market-ready. Leveraging the program, John recommended targeted renovations to breathe new life into the home.

    Invested

    $33,000

    Listed

    $450,000

    Sold

    $575,000

    Return

    $92,000

    Prep

    $33,000

    Layout improvements

    $4,000

    Kitchen remodel

    $18,000

    Bathroom updates

    $8,000

    Landscaping

    $3,000

  • Scenario

    Typical listing

    Michelle had a dream client and she wanted to help them get the most out of their home. She suggested making some basic cosmetic updates to attract buyers to her upcoming showings and drive the strongest offers for her client's home.

    Invested

    $15,500

    Listed

    $770,000

    Sold

    $850,000

    Return

    $64,500

    Prep

    $15,500

    Touch-up and painting

    $4,000

    New carpet

    $4,000

    Hardwood refinishing

    $2,500

    Staging & photography

    $5,000

  • Scenario

    Prolonged listing

    Clark had a listing that had been on the market longer than anticipated. To enhance its appeal, he proposed some minor repairs and cosmetic enhancements to show the property better, bring in new buyers, and generate more offers.

    Listed

    $430,500

    Invested

    $12,500

    Sold

    $455,000

    Return

    $13,000

    Prep

    $12,500

    Landscaping

    $4,000

    New countertops

    $4,000

    New carpet

    $2,500

    Professional staging

    $5,000

  • Scenario

    Estates / trusts

    Managing an estate sale, Liz wanted to help present the home in its best light. She suggested quick repairs and minor updates to optimize appeal and expedite the selling process. All this with no financial burden on the estate's beneficiaries.

    Invested

    $22,800

    Listed

    $1,100,000

    Sold

    $1,160,000

    Return

    $27,200

    Prep

    $22,800

    Deep cleaning

    $800

    Bathroom updates

    $5,000

    Kitchen updates

    $14,000

    Staging

    $3,000

  • Scenario

    POA

    Janet's client, who was acting as Power of Attorney, needed Janet's guidance on necessary home preparations. Janet facilitated the prep all while optimizing the home value, streamlining the process and giving her client the support they needed.

    Invested

    $11,500

    Listed

    $605,000

    Sold

    $650,000

    Return

    $33,500

    Prep

    $11,500

    Touch-up and painting

    $4,000

    New appliances

    $4,000

    Interior painting

    $2,500

    Landscaping

    $5,000

  • Scenario

    Old construction

    Roger’s market has older homes that usually need substantial updates to show well. One of his clients did not a lot of cash to make it market-ready. Leveraging the program, John recommended targeted renovations to breathe new life into the home.

    Invested

    $33,000

    Listed

    $450,000

    Sold

    $575,000

    Return

    $92,000

    Prep

    $33,000

    Layout improvements

    $4,000

    Kitchen remodel

    $18,000

    Bathroom updates

    $8,000

    Landscaping

    $3,000

Case studies

Vanguard Valet solves common listing challenges

Case studies

Vanguard Valet solves common listing challenges

Typical listing

Prolonged listing

Estates / trusts

POA

Old construction

Scenario

Prolonged listing

Clark had a listing that had been on the market longer than the seller had anticipated. Recognizing the need to enhance its appeal, he proposed some improvements; from minor repairs to cosmetic enhancements to show the property better, bring in new buyers, and generate more offers.

Listed

$430,500

Invested

$12,500

Sold

$455,000

Return

$13,000

Representative example

Prep

$12,500

Landscaping

$4,000

New countertops

$4,000

New carpet

$2,500

Professional staging

$5,000

Scenario

Estates / trusts

Managing an estate sale, Liz wanted to help present the home in its best light. She suggested making some quick repairs and minor updates to optimize the property's appeal and expedite the selling process. All this with no financial burden on the estate's beneficiaries.

Invested

$22,800

Listed

$1,100,000

Sold

$1,160,000

Return

$27,200

Representative example

Prep

$22,800

Deep cleaning

$800

Bathroom updates

$5,000

Kitchen updates

$14,000

Staging

$3,000

Scenario

POA

Janet's client, who was acting as Power of Attorney for their parents, needed Janet to help facilitate the necessary home preparations. Janet optimized the home value, streamlined the process and supported her client at a challenging time.

Invested

$11,500

Listed

$605,000

Sold

$650,000

Return

$33,500

Representative example

Prep

$11,500

Touch-up and painting

$4,000

New appliances

$4,000

Interior painting

$2,500

Landscaping

$5,000

Scenario

Old construction

Roger’s market has many older homes that need substantial updates in order to present well to a modern buyer. One seller, Bob, had a well-loved home with lots of equity but not a lot of cash to make it market ready. Leveraging the program, John recommended targeted renovations to breathe new life into his home.

Invested

$33,000

Listed

$450,000

Sold

$575,000

Return

$92,000

Representative example

Prep

$33,000

Layout improvements

$4,000

Kitchen remodel

$18,000

Bathroom updates

$8,000

Landscaping

$3,000

Scenario

Typical listing

Michelle had a dream client and she wanted to help them get the most out of their home. She suggested making some basic cosmetic updates to attract buyers to her upcoming showings and drive the strongest offers for her client's home.

Invested

$15,500

Listed

$770,000

Sold

$850,000

Return

$64,500

Representative example

Prep

$15,500

Touch-up and painting

$4,000

New carpet

$4,000

Hardwood refinishing

$2,500

Staging & photography

$5,000

Marketing materials

Vanguard Valet elevates prospecting to secure more listings

Marketing materials

Vanguard Valet elevates prospecting to secure more listings

Client materials

Client materials

These documents outline core benefits and features. They're tangible resources for clients to reference, reinforcing key points discussed in person. Use them to introduce Vanguard Valet, address client inquiries, and foster trust in your services.

These documents outline core benefits and features. They're tangible resources for clients to reference, reinforcing key points discussed in person. Use them to introduce Vanguard Valet, address client inquiries, and foster trust in your services.

Email templates

Email templates

These templates offer creative ways to communicate the benefits and features of Vanguard Valet via email. Use them to prospect to leads, engage with interested clients, and build trust in your services through consistent and informative communication.

These templates offer creative ways to communicate the benefits and features of Vanguard Valet via email. Use them to prospect to leads, engage with interested clients, and build trust in your services through consistent and informative communication.

Before sending any emails, please reference these guidelines.

Exciting news for home sellers!

Simplify your home selling process

Increase your home's value with our new financial offering

Introducing Vanguard Valet - a new product to help you prep your home

Social media

Social media

These images are sure to catch your audience's attention on social media platforms. Use them to spark interest, drive engagement, and showcase your expertise in helping clients prepare their homes for sale with ease.

These images are sure to catch your audience's attention on social media platforms. Use them to spark interest, drive engagement, and showcase your expertise in helping clients prepare their homes for sale with ease.

Before posting on social media, please reference these guidelines.

Coaching & support

Vanguard Valet is backed by exceptional support

Coaching & support

Vanguard Valet is backed by exceptional support

¹ Interest and fees apply. Loan funds, interest and fees are due upon loan acceleration, twelve months after origination, client’s termination of the listing agreement, or the date on which Notable otherwise suspends the loan for any reasons stated in the loan agreement, whichever occurs sooner. Subject to the terms and conditions of the loan agreement with Notable Finance, LLC.

² Funds can be used on services that prepare the home or enable the home sale, as determined by Notable in its sole discretion. Use of funds for unpermitted purposes may be denied. Subject to terms and conditions and the Notable Finance, LLC loan agreement.

³ Eligibility criteria subject to change at Notable's discretion and without notice. Terms and conditions apply. Contact Notable for more details (support@notablefi.com).

⁴ Results may vary. Vanguard Properties and Notable Finance, LLC do not guarantee or warranty any results.

⁵ Subject to the terms and conditions of the Notable Finance, LLC loan agreement and notablefi.com/terms. Vanguard Properties is not providing loans as part of the Vanguard Valet. Vanguard Valet loans are provided by Notable Finance, LLC, NMLS# 1824748. For all Borrowers in California: Loans are made or arranged pursuant to a California Finance Lenders Law license. For all Borrowers in Virginia: Notable Finance, LLC is licensed by the Virginia State Corporation Commission, CFI-243. Loan eligibility is not guaranteed and all loans are subject to credit approval and underwriting by Notable. Rules and exclusions apply.

⁶ Notable reserves the right to change underwriting and eligibility criteria at any time without notice.

Notable Finance is a registered trademark with the USPTO.

All rights reserved © Notable Finance, LLC6 Landmark Sq, Fl 4, Stamford, CT 06901 •  NMLS #1824748